Cost for Life Insurance


All life insurance policies agree to pay an amount of money when you die. But all policies are not the same. Some provide permanent coverage and others temporary coverage. Some build up cash values and others do not. Some policies combine different kinds of insurance, and others let you change from one kind of insurance to another. Your choice should be based on your needs and what you can afford.

Sample Term Rates

Below are sample Preferred Plus rates for Banner Life's OPTerm 10, showing ten-year level guaranteed
monthly premiums.


OPTerm 10




Sample Universal Life Rates

Below are sample Preferred Plus rates for Jefferson Pilot Financial's Legend 300 Plus & Legend 300 XG, showing a annual premium that will guarantee the policy will remain in force indefinately, provided all premiums are paid on time.

Legend 300 Plus




Legend 300 XG



We would be happy to review your current policy as well as provide you a quote for a policy specific to your needs.

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